Federal Bank

The bank interest rates are so low how long must not investors who want to safely attach a certain amount today and while driving a high yield, long and specifically on the money market. The bank interest rates in Germany are significantly lower than it was just two years ago. The financial crisis has forced monetary authorities and politicians to turn off the tap, order the necessary capital to the company. A low interest rate policy supported this way. A bank interest rate comparison shows that all banks have equally shut down the interest rate. The reason is that they only slightly itself to determine its interest rate policy, but set out first and foremost to the discount rate of the Federal Bank.

However, just new customers again attractive initial interest rate offered by individual financial institutions. Money market accounts generally have an above-average interest rate. Investors can compare bank interest rates online very comfortably and then rely on the most advantageous offer. Day money is very flexible, does not Notice periods is protected by the deposit protection act. New customers are considered for a temporary period with a special interest bonus.

Another advantage is the quarterly interest rates of deposits, so the account holder benefits from the compound interest effect. Financial institutions charge no accounting for money market accounts, carried out exclusively online, frequently. Investors, where security is a top priority, can invest their assets in fixed deposit accounts. The deposits on deposit accounts are also protected in Germany about the deposit protection act. The bank interest rates, which will be credited at the end of the year on the investment amount depend on the agreed investment period. Conditioning periods between one and four years are common. German bunds and U.S. bonds represent a more complex alternative, online or by phone can be established about the federal securities management. In terms of the investment period, several options are the investors to the Available. The annual interest rate is increasing from year to year, however is set at the conclusion of the contract already in writing and no longer changes to the maturity date. This can represent a risk for the investor. As interest rates rise in the financial market during the period of his papers, he does not benefit. Generally, financial experts recommend to put on short-term cash investments in economically uncertain times. So the investors can respond faster to changes in interest rates.